Continuous Underwriting Continued

July 13, 2015
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I was featured in an article by Cyril Tuohy on InsuranceNewsNet, “Health Data Leads to Floating Premiums in Some Life Policies.”

My opinion was solicited in an analysis of “continuous underwriting.” Here is one quote:

“If you make it convenient for a person to stay with you, there’s less temptation to shop it out but if I’m a consumer I wouldn’t want to prevent the convenience of getting a better deal elsewhere,” Kobrin said.

(Read the full article)

Continuous underwriting remains a hot topic in the industry. I addressed it in two prior blog posts:

https://www.stevenkobrin.com/blog/power-to-the-policyholders

https://www.stevenkobrin.com/blog/its-5-am-does-your-insurer-know-where-you-are

There’s a lot to think about here. What do you think are the pros of continuous underwriting? How about the downside?