I Need A Large Amount of Life Insurance

Customized Insurance Policies for High Net Worth and Ultra-High Net Worth Men and Women.

Concierge insurance brokerage and consulting services for estate and business planning.

You will receive high-end, personalized expert assistance in meeting all your insurance needs related to estate preservation, estate equalization, business planning, legacy planning, and charitable giving.

Details:

  • Life insurance brokerage services provided by underwriting experts.
  • Virtually any medical or lifestyle underwriting challenge can be insured.
  • Policy benefits can range well over $100 million.
  • Advanced underwriters, financial planners, accountants, and attorneys available to consult with your professional advisors on policy design, at no charge.
  • Expert assistance with premium financing, life settlements, and other complex transactions to generate policy funding.
  • Existing partnership agreements reviewed for potential liabilities, at no charge. Informal business valuations are conducted for approving life insurance policies to fund partnership agreements, at no charge.
  • Existing policies are audited to detect potential financial and legal liabilities.
  • Policies are available for citizens and residents of other countries, including those with no family, business, or financial ties to the United States.
  • Probate bonds for executors, guardians, administrators, or trustees to meet probate requirements.

Ideally suited for:

Business owners, executives, high net worth, and ultra-high net worth individuals, and their advisers, including:

  • Attorneys
  • CPA firms
  • Estate planners
  • Estate planning attorneys
  • Family members assisting with estate planning
  • Merger and acquisition firms
  • Private equity firms
  • Venture capital firms
  • Wealth managers

Interested in discussing your unique situation? Contact Us

Insurance policies can be customized for corporate directors, officers, and executives.

You can indemnify your corporation against potential losses due to death, disability, legal and fiduciary misconduct, and public disgrace/adverse media exposure.

Key Person Life insurance

Your company can receive cash quickly in the unfortunate death of a key executive or employee, to maintain operations and buy the time needed to find a suitable replacement.

Key Person Disability Insurance

Your company can receive the cash needed to sustain operations in the event of a disability of a key executive or employee, or to buy the time needed to find a suitable replacement.

Severance Agreement Disability Insurance

Your company can meet the terms of a severance package even when the terminated employee is no longer eligible for your group LTD plan benefits.

Stock Option Disability Income Protection

Executives of publicly traded companies can receive reimbursement for stock options that are no longer awarded due to disability.

Deferred Compensation

Selective executives can earn wages, bonuses, or other compensation, but receive the earnings at a future point, on a tax-favored basis.

Executive Bonus

Life insurance can be purchased as “golden handcuffs” on key executives to ensure longevity, on a tax-favored basis.

Directors & Officers & Entity Liability

Protects the company, and its directors and officers, from financial loss stemming from allegations of misrepresentation, breach of duty, and errors in practice.

Employment Practices Liability

Protects executives and employees against allegations of employment- related wrongdoing such as discrimination, harassment, and retaliation.

Fiduciary Liability

Protects the company, benefit plan, and fiduciaries from exposures resulting from the administration and management of employee benefit funds.

Errors & Omissions Liability

Protects against financial loss resulting from errors or omissions made while performing professional services for others.

Employed Lawyers Liability

E&O insurance specifically intended for in-house attorneys performing legal services on behalf of the company.

Cyber Liability

Protects the company from financial loss stemming from cyber liability lawsuits, regulatory penalties, breach response costs, and cybercrime losses.

Crime Insurance

Protects the company from the potentially devastating costs of employee theft.

Kidnap & Ransom Extortion Insurance

Covers a wide range of expenses associated with incidents of kidnapping and extortion, including the cost of crisis management services where permitted.

Workplace Violence Expense Insurance

Covers a wide range of expenses associated with incidents of workplace violence, including the cost of crisis management services.

Brand Protection Insurance

Brand managers can be indemnified against a celebrity spokesperson bringing the firm into public disrepute.

Disability insurance policies are customized for physicians and surgeons.

You can secure your earnings, and that of your professional practice, through a combination of traditional and special market policies.

Physicians & Surgeons Disability Plan.

Provides sufficient protection for your high monthly income.

Contract Guarantee Disability Insurance.

Secures your ability to meet the obligations of employment, partnership, or divorce contracts, even if you are disabled.

Pension Completion Disability Insurance.

You can keep funding your retirement plan even when you are disabled and no longer earning an income.

Disability Partnership Funding.

You can buy out a partner if he or she becomes disabled.

Severance Agreement Disability Insurance.

Your practice can meet the terms of a severance package even when the terminated employee is no longer eligible for your group LTD plan benefits.

Buy-In Disability Insurance.

You can still buy into a new practice even if you get disabled during the buy-in period.

Interested in discussing your unique situation? Contact Us

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