No-Exam Life Insurance
These products can be guaranteed issue, which means that no medical questions, medical records, or medical exams are required. They can also be a simplified issue, which means that a brief medical questionnaire will have to be completed, but neither medical records nor medical exams are required.
- No medical exam
- No review of medical records
- Short form application
- Both term and permanent policies can be obtained
Ideally suited for:
People who cannot complete full underwriting, including:
- People who need to purchase life insurance in a hurry.
- People who do not want an in-person visit from an examiner.
Interested in discussing your unique situation? Contact Us