Our Team

Here are some of the world class brokers, advisers, and consultants with whom we work. They help us deliver personalized and high-end service to every client. Through our combined resources in the industry, we give our clients and their advisers access to the best insurance products, services, and expertise.

“Everything can be taken from a man but one thing: the last of the human freedoms – to choose one's attitude in any given set of circumstances, to choose one's own way." Victor Frankl

Steve Kobrin

(201) 796-8142

info@stevenkobrin.com

Founder and President, the Office of Steven H. Kobrin. LUTCF.

  • Independent insurance brokerage formed in 1998.
  • Based in New Jersey. Through wholesale affilations, we can service clients in all 50 states.
  • Capability of handling virtually all types of life insurance underwriting risks.
  • Pioneer in Prequalification, to assure an approval at the rate quoted.
  • The firm provides a level of service worthy of the Fortune 100 corporate community: high-end, personalized, professional, integrity-based.

 Founder and Facilitator, the Global Insurance Portal

  • This is an innovative insurance distribution outlet that provides access to a vast network of insurance providers facilitated by Steven H Kobrin.
  • Business owners, executives, high net worth and ultra-high net worth men and men, advisory firms, and corporations can obtain virtually all the insurance policies they need from one source - on a global basis.
  • Available products include life and health insurance; property and casualty; liability; group benefits; senior products; and offshore, captive, and private placement plans.
  • Providers include frontline insurance carriers; specialty underwriting syndicates; reinsurers; national and international distributors; consulting firms special; and elite brokerages.

You can read more about Steve here.

Benjamin Basile

Crump Life Insurance Services

ben.basile@crump.com

Ben Basile has served as a Regional Director for Crump Life Insurance Services since 2005. In this role, he focuses on assisting financial professionals navigate the complex world of insurance to ensure they are delivering the most appropriate products based on the goals and objectives of the client. He also helps design and implement estate planning, supplemental retirement and business insurance cases and helps to manage them through the underwriting process. 

Prior to joining Crump, Ben worked as a Regional Sales Manager for a national investment bank and financial services institution located in New York City, where he was responsible for the training and sales of all insurance products in 60 branch locations. Additionally, he had responsibility for closing all estate planning and wealth transfer cases within his territory. He also spent time working as a Registered Financial Advisor for a Fortune 500 financial services firm, building and managing a book of over 500 clients. He has Series 7, 63, and 65 life and health licenses. 

Ben resides in Long Beach, New York with his wife and daughter. 

About Crump Life Insurance Services Crump Life Insurance Services, a leading third party distributor and service provider of insurance and retirement products, is part of BB&T Insurance Holdings, Inc., the sixth largest insurance broker in the world.* Crump supports the distribution of traditional and variable life, annuity, long term care, disability, and health products with the industry’s premier sales and back-office support and technology services, marketing under the following brands: BB&T Life Insurance Services, InsureNOW, RiskRighter, Tellus and TIME. 

* Source: Business Insurance Magazine, using 2018 brokerage revenue generated, 2019 issue

Dan Mangus

Senior Marketing Specialists

(800) 689-2800

Dan Mangus has been in the insurance industry his entire life. Since starting his first insurance agency at age 18, Dan has been passionate about educating others about their insurance choices. At the age of 21, Dan became the President of his local Association of Life Underwriters and by the age of 26 was the Area Chairman of Life Underwriter Training Council.

As an agency owner, Dan’s partnership Senior Marketing Specialists began in the late 1990’s, and in 2010 Dan had the privilege of chairing their newly formed Advisory Council and continues to sit as Chairman of the Board today. After several years of consulting work with Senior Marketing Specialists, Dan joined the brokerage team full time in 2012 as the National Sales Director, serving over 10,000 agents nationwide. Today Dan’s current position of Vice President of Sales, gives him a unique line of sight to the customer, agent, and FMO staff.

Although Dan has been sharing his insights and knowledge since the early 1980’s, more recently you can find him teaching Medicare courses at Universities and keynoting national insurance conferences and Medicare certification courses for both the National Guardianship Association (NGA) and the American Association of Daily Money Managers (AADMM). Dan is also an Expert Contributor for the RICP designation program through the American College and is the published author of TalkingMEDICARE, a resource guide for advisors in the Medicare market.

Darren Hardersen

Hardersen Group

561.746.2462

darren@hardersengroup.com

Mr. Hardersen serves as Hyperion’s consultant for International HNW Solutions. Darren is uniquely qualified in the complex areas of advanced wealth preservation strategies for financially mature individual(s) and families.  These strategies are accomplished through various financial tools that include life insurance, fixed investments, long term care and disability insurance.
 
In addition, Darren provides in-house impaired risk underwriting expertise, key general agency partnership, and large case design solutions. Darren’s long-standing strategic alliances with other specialized professionals, the most highly rated insurance companies and financial institutions accomplishes the primary objective of offering stellar service with a broad range of premium quality financial services to this very specialized and often difficult to navigate industry.
 
Mr. Hardersen is a graduate of Drake University and began his successful insurance and financial services career in 1990, with The Prudential Insurance Company of America.  

Ethan Buckles

USG Insurance Services, Inc.

ebuckles@usgins.com

Ethan Buckles is a Wholesale Broker at USG Insurance Services in Chicago, IL.  As a Surplus Lines Insurance specialist, Ethan works closely with Retail Agents to create Commercial Property/Casualty & Professional Liability solutions for accounts that cannot be placed directly in the Standard Market.  His experience working with multiple lines of coverage makes him uniquely qualified to help his Clients navigate risks they do not frequently place. Partnering with USG, a Top 10 Brokerage nationally, gives him access to over 260 markets with whom he can develop complex coverage solutions. 

Jay Judas

Life Insurance Strategies Group, LLC

jay@lifeinsurancestrategiesgroup.com

Jay Judas is the CEO of Life Insurance Strategies Group, LLC.  Jay provides strategy, validation and structure to a wide range of individual and corporate life insurance clients.  He founded Life Insurance Strategies Group to offer unbiased and pragmatic advice to enhance and simplify the distribution, sale and purchase of life insurance.

Jay is a former senior executive with carriers Crown Global Insurance Group and BF&M Insurance Group.  He served as the Country Manager for Life Insurance Distribution for Sun Life’s Bermuda Branch and for Old Mutual (Bermuda) Ltd.  He holds a JD from Rutgers University School of Law, a M.Sc. in Leadership from Northeastern University and a BA in Communications from the University of Northern Iowa.  Jay is a long-time member of The Association for Advanced Life Underwriting (AALU). 

Lindsay Johnson

Senior Plus Advisors

ljohnson@seniorplusadvisors.com

MAKE IT SIMPLE

Senior Plus Advisors is founded on the belief that buying insurance shouldn’t be complicated or confusing. For many of our clients, choosing Medicare Options is one of the most frustrating decisions they have to make. We work with clients each day to answer their questions, find the right product for them, and ultimately get them back to real-life, saving literally hours of researching and comparing plans. Our cutting-edge technology and special access to the most competitive rates give our clients peace of mind knowing that their needs are taken care of.

INDEPENDENCE

We work for you. What sets us apart from other companies is that we aren’t tied or connected to one insurance company. Because we are unbiased, we get you the best offer by comparing rates from over 20 top-rated providers. Essentially, we are able to make insurance companies compete to give you the best offer, this is completely opposite from what other companies can or will do.

LASTING RELATIONSHIP

We are committed to a long-term relationship. One of the reasons our clients appreciate us is because we are always working for them. Shopping for Medicare Supplements can be confusing, frustrating and exhausting. When people first qualify for Medicare, they typically research options on their own and discover how stressful it can be to find the right plan. To avoid going through that experience again, people will stick with their initial plan for many years even if rates increase. Insurance companies know this and sometimes will drastically raise rates after the first year. Our commitment to you is that we will continue to look for the most beneficial option for you whenever rates are subject to change. This saves you time and frustration and ensures you get the best offer.

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