Myth vs. Reality
Myth vs Reality: Seven underwriting myths dispelled
Myth #1: Insurance carriers report declines to the Medical Information Bureau (MIB)
Myth #2: A medication list provides enough information to obtain a reliable underwriting opinion
Myth #3: Reinsurance is generally not helpful and should be avoided
Myth #4: The primary care physician (PCP) records will contain the client’s entire medical history
Myth #5: A Standard offer means the insurance company views the client as unhealthy