Testimonials

Read on and discover what others are saying about Steve Kobrin and his expert team of insurance brokers and agents.

“You are the first insurance broker I have dealt with. But, from your initial contact thru the prequalification & application process and until completion, your service was timely & very helpful.

You made the entire process very easy!”

- Bill H. Fair Lawn, New Jersey

“Since we finalized my life insurance policy, I have recommended you to several people including my auto insurance agent who has been trying to sell me life insurance for years.

I doubt he was thrilled to hear that you were able to get me covered as a climber for far less than he was, but I let him know that your prequal process went way past the label “climber” and drilled in on the type of climbing and my philosophy as a climber to get the best possible rate.

Thanks again for your help.”

- Jared H. Denver, Colorado

“Thank you once again for helping me reduce my insurance cost. The last policy you helped me get, saved me 10% of the premium.

I have been your customer for many years and have gone through several underwritings with you. Each time you show the outmost interest in my situation and always do your best to find a policy that works best for me.

Your expertise in the life insurance field puts my mind at ease, knowing that with you I will get the best deal available.

Thank you, once again.”

- JK California

“I really enjoyed your last email about life insurance and property rights. As a child of Yugoslavian communism and socialism, I find it completely bizarre, unsettling and worrisome how much appeal that ideology still holds all over the world.

Thank you very much for your hard work, accurate quotes, and getting me life insurance in a timely manner. You have given me and my family a peace of mind. I will make sure to refer any life insurance business your way.”

- Goran California

“I began my quest for life insurance with numerous medical conditions working against me. After multiple attempts at obtaining coverage from other companies, I turned to Steve.

He walked me through the entire process with dedication and professionalism. He took the time to understand my needs, prequalified me through multiple carriers, and assisted me in meeting the insurance company’s requests.

In the end, I got the life insurance I needed to protect my family, at a rate that I could afford.

I will recommend Steve to my friends, family, and associates for years to come.”

- Chris Florida

“As you may recall, I am a 68-year old male, who had coronary artery bypass 15 years ago. I am a diabetic. I have sleep apnea. And I am way over-weight. I take all sorts of medications. And I travel extensively.

I acquired a new business two years ago, and the mortgage holder insisted that I obtain Life Insurance in order to remain in compliance with the Loan Requirements.

Who wanted to grant me Life Insurance?

You took the task upon yourself, led me through a process, and then performed your magic with the underwriters. Oh yes, the Premium is high. But… you achieved what no one else could.

For that I thank you and am pleased to endorse your services and recommend them to anyone in need of this type of service.”

- Allan S. Virginia

“I took a life insurance policy out through you a few years ago. I am diagnosed with Crohn’s Disease. Thank you again for your service. It has been invaluable finding someone who will work for those of us most others consider uninsurable.”

- Judy W. Kentucky

“Despite my super busy life, I could not resist to stop for a moment and send you this email.

Throughout my life, I have encountered many people of different backgrounds. I wanted to tell you that I have never came across anyone as professional, as honest and as helpful as you! And I mean it from the bottom of my heart.

You could have sold me life insurance with premiums exceeding $800,000. This is actually what my other consultants were initially suggesting. You stepped in and introduced me to other consultants wanting to make sure that I do the right thing even if it means loss of a chunky business for you.

How could I repay you for that. Where can I find a friend and a professional who goes this far to maintain his integrity.

Steve, words can not describe my feelings of deep respect for you. People like you offer a great deal of credibility to the Human race. God bless you.”

- Ali California

“You and your team were quick and efficient throughout the process.

You were readily available and had good answers to all of my questions, an aspect of the service that I found particularly comforting.

In the end, I received a great rate on my life insurance and your group walked me through every step of the way and made it very easy from my end.”

- Jim Pennsylvania

“We would like to thank you for finding a life insurance policy for us. We are comforted knowing that our family is protected.

When we had our first child we tried to secure a policy, but no one would insure us, due to medical reasons. We were told that there would be no option for us.

A few years later, while online, we learned about your agency and the pre-qualification process. We figured that we had nothing to lose, so we made the call to you.

Through the pre-qualification process, you were able to find two groups interested in insuring us. We are very pleased that we now have a policy in place. Thank you for making that happen.

I must say that working with you was a pleasure. I believe this is the best customer service we have received in a long time.”

- Alexis Ohio

Testimonial authors have NOT received compensation for their testimonials; and testimonial authors do NOT have a financial interest in the company or a related entity as a stockholder, director, compensated employee, or any other interest.

- Full disclosure, per life insurance advertising statutes in some states.