Blog

“What If I ‘Lie’ On My Insurance Application?”

A recent court case in Colorado illuminates one potential problem when a life insurance application contains erroneous information. Here are the facts: A life insurance agent miswrote the age of the insured/applicant on the application. He made her six years… Read More

Should the Government Recognize Your Marriage?

From a life insurance underwriting point of view, marriage is neither a deal-maker nor a deal-breaker. I have been able to get policies for a man and woman who were legally-married partners; two men who were legally-married partners; two women… Read More

Should a Stay-at-Home Mom Buy Life Insurance?

In celebration of Mother’s Day, we will talk a bit about life insurance for a stay-at-home mom. Here is our scenario: Mr. and Mrs. Jones are a young couple in their late 30s. He is an executive with a major corporation.… Read More

What is the Right Way To Take Care of the Poor?

Pope Francis has called for governments to redistribute wealth to the poor. He is doing so to help reduce what he considers to be an “economy of exclusion.” I share that spirit of generosity. I know you do, too. This… Read More

Can a Meat-Eater Leave His Insurance to a Vegetarian?

A recent estate planning controversy makes us think of this question. In that case, called the Vegetarian Society vs. Jennifer Scott, a meat-eating millionaire left 80% of his estate to a Vegetarian Society. His family challenge the will, on the… Read More

Does Executive Compensation Matter?

Executive compensation has been a hot political issue. The paychecks of American CEOs, in particular, have come under criticism (contrary to common belief, they are not excessive). How important is this issue to you? Does it matter to you how much… Read More

What Can Cinco De Mayo Teach Us About Life Insurance?

Today, the 5th of May, is Cinco De Mayo – a Mexican- American celebration. It commemorates a victory by Mexico in a war against France in the 1860‘s. As I understand it, the attack by France was an effort to… Read More

Would You Sell Life Insurance to Donald Sterling?

Here is a perspective on the Donald Sterling affair from the point of view of a life insurance salesperson. It was just published in the industry journal, ProducersWeb. Read More

Will My Religion Affect My Life Insurance?

Life insurance is part and parcel of estate planning. Religion can play a primary role in that planning. In doing so, it can influence the purchase of your life policy. Attorney Martin Shenkman writes about how religion can fit into a… Read More

Do You Have a Life Insurance Mentor?

This idea is not as strange as it sounds. I will tell you why. First of all, the life insurance marketplace is very complex. Hundreds of companies are licensed to sell policies. A wide variety of products are available, each… Read More