Category: Eligibility and Underwriting

Looking under the microscope of insurability factors.

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What To Do When Your Term Insurance Renewal Rate Spikes

There’s a good chance that when you first purchased a term insurance policy, you were focused on finding a low-cost…
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Life Insurance for the Walking Wounded: People With PTSD

People with Post Traumatic Stress Disorder (PTSD) are among the walking wounded. They have been through a lot. They are…
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I’m Healthy Now! Should I Reshop My Life Insurance?

Yes, you should. You have nothing to lose! I get asked this question a lot by clients who originally bought life insurance when they were dealing with a serious illness. Hepatitis. Diabetes. Heart disease. Recent cancer. But that was ten…
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Breast Cancer: A Life Insurance Deal…Maker?

Some people have a tough time getting life insurance. This is especially true of people with a cancer history. Women with a history of breast cancer can sometimes feel it’s almost impossible to get a policy. But the good news…
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5 Reasons Why You Should Disclose Your Prior Drug Use on Your Life Insurance Application

Life insurance is probably the most comprehensively underwritten financial product in the marketplace. Everything from current health, to family medical history, to criminal record, is covered – with various lifestyle and health factors in between. Many people are not comfortable…
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