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Category: Winning The Life Insurance Game

How to make the application process work for you. My advice for people with specific risk factors, such as tough medical conditions and extreme hobbies, on how to get coverage at a reasonable rate.

DO YOU REALLY UNDERSTAND YOUR FINANCIAL ADVISOR?

I’ve recently been featured as guest contributor in Advisors Magazine.  You can read the article here.
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Consumers Still Need the Expertise of Product Specialists

Reason Magazine has run an article with surprising news – there is still room in the marketplace for small business operators! It’s encouraging to hear that small retail stores can compete with online giants like Amazon. I think it’s true…
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CAUTIONARY TALES ABOUT LIFE INSURANCE PREMIUM FINANCING

Life insurance consultant Bill Boersma has identified some of the major pitfalls of life insurance premium financing in an article in wealthmanagement.com. Brokers and advisers who propose such an arrangement to their clients would be wise to heed his advice.…
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HOW TO GET LIFE INSURANCE AND PROTECT YOUR MORTGAGE

How to get life insurance and protect your mortgage is something that should be taught in every high school across the country. Why? Because home ownership is still a major theme of the American dream. And people typically cannot finalize…
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PURCHASING TERM INSURANCE ONLINE – A WAVE OF THE FUTURE

One of our strategic partners provides a platform for consumers to purchase term life insurance online. Shoppers can get prequalified, receive a quote, apply, get approved, and have a policy emailed to them within minutes! Not only that – they…
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HOW TO GET THE MOST OUT OF $1 MILLION

$1 million is nothing to sneeze at. If you are someone of limited means, $1 million could be a windfall of extraordinary proportions. Truly a life-changer. On the other hand, if your personal net worth is $100 million, then $1…
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WHO EXACTLY IS AN EXPERT?

What exactly qualifies somebody as an expert, and do you really need one when buying insurance? People tend to define expertise solely based on knowledge: product knowledge, tax laws, etc. But that doesn’t really address the bottom line from a…
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HOW POLICY AUDITS PREVENT LIFE INSURANCE COST INCREASES.

Most people buy a life insurance policy and stick it in the drawer.  Time goes by, and then – surprise! The price goes up. If it’s a term policy, the policy renews at an exorbitant rate. If it’s universal life,…
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SEXUAL ADDICTION AND LIFE INSURANCE

You can’t tune into the news these days without hearing a breaking story about sexual abuse. The #MeToo Movement has brought to public attention the travesty of sexual predation that takes place in many industries. While its initial focus was on show…
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Does Your Life Insurance Need Special Handling? Commonly Asked Questions About the Purchase of Life Insurance

Congratulations for making it to the sixth and final post in the Special Handling series, where we’ve taken a deep dive into the world of underwriting and prequalification, unique challenges that can arise, and many, many questions that come up…
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