Category: The Conscious Consumer

Thoughts on why people buy – or postpone buying – life insurance. I often call upon studies of neuroscience, psychology, religion, and spirituality to explain consumer behavior.

The World Class Knows Life Insurance Solves Big Problems

 “World-class wealth begins with world-class thinking.” (1) Mental toughness expert Steve Siebold has this to say about money: either you control it, or it controls you. What makes the difference? The way you think about it. Even in the wealthiest…
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Champions Buy Life Insurance to Keep Their Dreams Alive

“Champions have an immense capacity for sustained concentration.” (1) Mental toughness expert Steve Siebold describes how champion performers are literally living their dream 24/7: World-class performers invest an inordinate amount of time and energy in selecting their major goals… When…
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Champions Cross Big Emotional Hurdles When Purchasing Their Life Insurance

“Champions are driven by emotional motivators” (1) What is it that keeps champion performers going when the going gets tough? Mental toughness expert Steve Siebold teaches that the key is emotional motivators. World class leaders know the secret to motivating…
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Champions See Life Insurance as an Eternal Gift

“The great ones separate truth from fact.” (1)              This is how mental toughness expert Steve Siebold describes the role perception plays in how we view the world: Champions use their critical thinking skills to…
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Three Tips for Securing Life Insurance for a Divorce Settlement

We’re all aware of the scary statistic that 40 to 50% of married couples in the United States divorce. Yet, many people don’t also realize that divorce reduces a man’s standard of living by 10% and a woman’s by almost 30%. For these reasons,…
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5 Reasons Why You Should Disclose Your Prior Drug Use on Your Life Insurance Application

Life insurance is probably the most comprehensively underwritten financial product in the marketplace. Everything from current health, to family medical history, to criminal record, is covered – with various lifestyle and health factors in between. Many people are not comfortable…
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What are the Habits of Wealthy People?

What sets the wealthy apart? What helps them rise above the rest and stay successful? The answer may surprise you. The key is not working eighty-hour weeks or hiring a bigger staff. It’s simple, really. Wealthy people say thank you.…
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celebrating fireworks

Financial Independence vs. Independent Wealth

Today we celebrate the independence of the United States of America. Happy birthday, USA! Let’s talk about what independence means from…
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Why You MUST Change Your Life Insurance Beneficiary When Getting Divorced

Certified Divorce Financial Analyst™, Michelle Ash has a must-read article about financial issues after divorce in womensdivorce.com. Here’s an overview: The divorce is finally over, the decisions have been made, and now life proceeds anew for the client. But it’s…
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The Basics of Premium Financing

The Basics of Premium Financing

What Is Premium Financing? Premium financing is basically just borrowing money to pay life insurance premiums. High-net-worth individuals and companies…
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