Blog

What Do You Have to Celebrate?

Is is possible to have nothing in life to celebrate? If your definition of celebration is to throw a party, then yes: there are occasions when it would be wrong to throw a party. These include funerals, hospitalizations, business failures,… Read More

Can Your Child Make Life-and-Death Decisions?

Our legal system has a concept of age of majority. It is the age at which people are considered to be responsible for themselves: their persons, their actions, and their decisions. This concept is particularly applicable in the financial world.… Read More

Celebrities, Tax Problems, and Life Insurance

Celebrity status magnifies the problems we all can have. The tragic deaths of Phillip Seymour Hoffman, James Gandolfini, and Amy Winehouse illustrate the right ways – and the wrongs ways – in which people manage their estate. Tax specialist Robert… Read More

Take Your High PSA Seriously!

This morning I was informed that a gentleman who has applied for life insurance through my firm has prostate cancer. He had no knowledge of any prostate problems when he had applied. He took his insurance exam, and the PSA… Read More

The Purim Story: Let’s  Suppose You Were In It 

Class Study Guide The Book of Esther that is read on Purim seems a lot like a child’s tale. However, a closer reading of the text reveals a much deeper story. Looking behind the scenes, we can gain a greater… Read More

Team Building Through Small Business

Americans are extremely demoralized. The current administration has divided the country according to political ideology, economic status, gender, race, sexual preference, and citizenship. Congress has lost the confidence of its constituents. People are crying out for solid leadership. Such a… Read More

Don’t Bank on Your Employer-Paid Life Insurance

Financial writer Amy Fontinelle has an excellent article today in Investopedia. She asks, “Is Your Employer-Provided Life Insurance Enough?” Her answer is basically, no – it is not. I think her conclusion is “on the money.” Here are some problems… Read More

Who Drives the Life Insurance Marketplace?

The life insurance distribution system is rather interesting. Carriers work with master general agents, who work with general agents, who work with brokers and agents. Consumers will find these brokers and agents in various sales channels: Some will be on… Read More

How Life Insurance Can Help with a Divorce Settlement

When a couple is unfortunately reaching the end of their marriage, they need to know how life insurance can help with a divorce settlement. Yet if you’re going through the heartache of a divorce, one of the last things you… Read More

Presidents Day Report Card

On a day honoring the presidents of our great country, it would be appropriate to assess the record of the man currently in office. In particular we will consider the general impact of his policies on the life insurance marketplace. … Read More