Category: The Conscious Consumer
Thoughts on why people buy – or postpone buying – life insurance. I often call upon studies of neuroscience, psychology, religion, and spirituality to explain consumer behavior.
Lincoln, Gandhi, Nelson Mandela, and Churchill all dealt with dramatic setbacks in their careers as leaders. The leadership of the legendary Moses was marked by failure, as described by Rabbi Sacks. But they survived failure persevered. Here’s how: “The great…
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Donating to charity is very important to many people at this time of year. The holidays bring out the best in people. Generosity, and kindness, and consideration of others. People are moved by the desire to help people that are…
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Do you ever think about what you would do if you were rich? It would be wise to learn from the mistakes of others. Here are some examples of what not to do when you have your millions. They are…
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What would you do? Today’s case: “I had a cigar a few months ago – but that was the last! (I think)” Our client stop smoking cigarettes several years ago, but stopped smoking cigars only several months ago. Several carriers…
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Many veterans with PTSD (Post Traumatic Stress Disorder) are denied life insurance. Why does this happen? And, how can these declinations be turned into approvals? My firm has helped many people with this condition purchase a policy. Let’s take a…
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An article, written by Veronica Daugher, does a fine job of identifying the potential benefits of joint survivorship and a two-insured life policy. These include: Daugher writes that the premium for two people in a joint survivorship policy is frequently lower…
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This essay portrays how successful people in all walks of life – the arts, business, and governance – must persevere in the face of numerous setbacks. A firm belief system, and the ability to see the “big picture”, are essential.…
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How to Get a Life Insurance Quote: One of the Big Questions in Life “How can I get a life insurance quote?” This is a question men and women across the country are mulling over. It ranks right up there…
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A life without regrets is something to which we all aspire. But who can teach us how to get there? Bronnie Ware knows about life, death, and dying. She can help us think about life’s priorities. She can help us…
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In a prior post, some issues related to procuring life insurance by people with a history of prostate cancer were discussed. Eligibility for coverage was looked at from both a medical, and also a lifestyle point of view. Specific focus…
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