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Do you lie in bed worrying about tomorrow?

When you wake up, do you wish the day was over already?

Do too many things upset you?

It sounds like your life is off-track. Think so?

No worries. Getting back on track does not have to be hard.


That’s what it takes.

Marcus Aurelius makes this very point in Meditations I.5:

“From my first teacher: Not to support this side or that in chariot-racing, this fighter or that in the games. To put up with discomfort and not make demands. To do my own work, mind my own business, and have no time for slanderers.”

You and I both know that it is very easy to get pulled off the course of your life by the demands of others, or by your own personal whims.

What does it take to pull the brakes on such detours?


You must be resolved to stay the course.

And – special note – if the course isn’t good, to get on a better course.

BIG POINT HERE: don’t be afraid to change.

Most people think that the name of the game in life is to go with the winners, and leave the losers behind.

NOPE. Not the case.

Think about it:

  • We are all going to be winners or losers at some point. Win some, lose some, is true. Life has its ups and downs. Nobody remains a hero forever, and nobody remains a bum forever.
  • The easy way ends up being hard, and the hard way ends up being easy. I am sure you know that from your own experience. How many times have you put something off, or avoided a problem, only to have it come back and be double- hard to fix the next time around? And how many times have you just put your mind to something and found out that it wasn’t half as hard as you thought it would be?
  • If you stay focused on your own agenda, you won’t have any time to abide by the agenda of others. So many people have a scheme A whole lot of people just want to pull you in and have you do all their work. They could be salesmen, clergymen, politicians, the gamut. But if you keep your nose to the grindstone, you’ll be too busy to let them loop you in.

DON’T chase the winners.

The world of finance is full of hot and trendy things.

You know how people like to dazzle us with big numbers and bold statements.

All too often, what is trendy or hot in the financial world very often has no long-term value or benefit.

So, the model they use for anti-drug education in schools should be adopted when being tempted by the latest and the greatest financial deal: just say NO.

AVOID TROUBLE down the road.

Yes, it can be done.

People actually can make decisions that maximize their  benefit and minimize their cost.

It takes work to keep on track, but once you find the work is worth it, you stay motivated to keep plugging away.

A better life is the payoff: Better money. Better relationships. Better times.

Is your life better? How did you do that? What else do you have to do?