Stop Shoulding All Over Yourself
Angie Carlson |
I Don’t Believe In Telling Couples
what they “should” do with their money.
And it has been one of the main reasons why my clients have seen incredible results in a short period of time.
Results like:
Having “no money” in retirement to freeing up $24,000 a year for retirement with no extra income
A job loss resulting in MORE money to clear the debt – without a severance and before they found a new job at higher pay
Over $100k of personal debt cleared in 8 months
A net worth increase of $175K in 7 months
Realizing the only reason they wanted to start a PhD program was to please other people, saving $100k BEFORE it was spent
How did my clients create these incredible results?
They chose what priorities to focus on and took aligned action until they had the result.
Because the financial industry?
It has mastered the art of the overwhelming “shoulds” list.
You should budget.
You should clear debt.
You should have an emergency fund.
You should get a degree.
You should save for retirement.
You should create college savings.
You should track expenses.
You should be diversified.
You should have an estate plan.
You should do all of this at once.
You should do all of this perfectly.
You should do all of this immediately.
And if you don’t?
You feel tons of guilt and shame. While telling yourself and each other that you’re failing.
This list of shoulds?
It’s paralyzing and unrealistic to do all at once.
It’s the reason so many smart, intelligent couples who know what they “should” do with their money accomplish nothing.
Because trying to do it all at once results in nothing getting done.
My clients didn’t get these results by juggling 18 things at one time.
They mastered the art of prioritization.
No more than 3 priorities at one time.
And focused on the actions that would create the greatest impact.
The client who freed up $24,000 for retirement? They stopped focusing on all the financial advisors that wouldn’t work with them because they had nothing to “invest.” Instead, we identified where money was leaking out of their account – and focused on closing those leaks.
The pair who turned a job loss into an opportunity to clear more debt than they could have imagined? They focused on doing what it took to keep the bills paid and find a new job.
This laser focus is step 3 of my Agree & Achieve method, and it’s where the magic happens.
The mainstream financial world treats every priority as urgent because that’s how they sell more products and services.
But true financial transformation?
It happens when couples have the courage to say:
“We’re going to tackle these three things with everything we’ve got before addressing anything else.”
The couple who cleared over $100k of debt in 8 months? They stopped saying “yes” to every time saving opportunity – opportunities that were the source of the tension in their relationship.
How did my client grow their net worth by $175K in 7 months? They stayed committed to avoiding bankruptcy and proving to their kids that financial recovery is possible, no matter what circumstance happened.
The couple who saved themselves more than $100,000 BEFORE spending it on a PhD? They listened to that little voice that was screaming “don’t do this” even though on paper, this decision made sense.
When you work with me, breakthroughs that most couples don’t see in decades of trying to do it all happen in MONTHS.
Curious… how long have you two tried to get your finances together?
Months?
Years?
Decades?
And if you already knew what to do… wouldn’t it be working by now?
What would happen if instead of drowning in financial “shoulds,” you had a proven framework to identify your top 3 priorities and the exact steps to transform them?
That’s what we create together in the Agree & Achieve program.
Because financial transformation isn’t about knowing more.
It’s about doing less—with absolute clarity and conviction.
Ready to ditch the shoulds and create financial results that actually matter to your relationship? Let’s talk.
