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“I had a couple of life insurance agents discourage me from applying because of my mountain hobbies and cholesterol medication. One encouraged me to withhold that information from my application. I had a couple others quote me unaffordable rates.

I wanted to make sure my family was protected without radically changing my lifestyle, but I was getting discouraged.

Then I came across a helpful web article by Steve Kobrin.

I called the phone number I found on the web and asked if he would sell to someone on the other side of the country. I found him prompt, helpful, and very well informed. Not only did he get me the insurance I needed without compromising my integrity, the insurance was 30% cheaper than his original quote. He got a great rate for my average-American wife too.

I recommend Steve to everyone, not just people who are traditionally classified as high risk.”