Blog

Can I get standard rates with prediabetes?

Six months ago, I was declined for a $500k, 20-year term life policy because my blood sugars were a little elevated. Not quite Type 2 Diabetes status. Since then I’ve lost twenty five pounds (I’m currently six feet, two-hundred pounds).… Read More

How can I qualify for life insurance with a fatty liver?

I just found out that I don’t even qualify for insurance due to my fatty liver, which may be alcohol related. So what can I do? I can’t get rid of a fatty liver, even if it’s because of my… Read More

What insurance is available for an elder with spreading cancer?

My eighty-year-old mother has been in a nursing home for a few years. After an aid noticed blood on her undergarments and found her chest to be discolored and deformed, she was sent to an oncologist – who then discovered a… Read More

HOW TO CHOOSE BETWEEN TERM INSURANCE AND PERMANENT LIFE INSURANCE?

How to Choose Between Term Insurance and Permanent Life Insurance? The Youngest Son Replies. A Family Discussion is Completed (click here for Part 1, and here for Part 2) “How to choose between term insurance and permanent life insurance? That is the question you… Read More

How to Raise Your Child to Be Happy? Say Thank You.

We in the life insurance business must coach people in how to be “other- oriented.” The benefit is, after all, for other people. We are especially gratified when we see other professionals preaching the same virtue. Studies have been published… Read More

Life Insurance for Singles? A Good Idea!

This is a fine article about why single people need life insurance. I have highlighted a few major points and added my comments. Do any of these reasons surprise you? “It’s cheaper to buy a policy when you’re young and… Read More

Life Insurance on Children? Take the Positive Side.

Here is a thought-provoking article on the topic from the folks at Fools.com (whom I like, by the way). I just do not agree with it. But, it does touch on the VERY SENSITIVE issue of child mortality. This is… Read More

How Great People Survived Failure

Lincoln, Gandhi, Nelson Mandela, and Churchill all dealt with dramatic setbacks in their careers as leaders. The leadership of the legendary Moses was marked by failure, as described by Rabbi Sacks. But they survived failure persevered. Here’s how: “The great… Read More

How to Be There for a Bereaved Friend

Death is part of life, but it is a part for which we are not very well prepared. We life insurance brokers see this all too often when we deliver a claim check to a bereaved friend. This is especially… Read More

Donating to Charity: Passion With a Purpose

Donating to charity is very important to many people at this time of year. The holidays bring out the best in people. Generosity, and kindness, and consideration of others. People are moved by the desire to help people that are… Read More