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Capital Idea!

These days, two of the biggest targets of social criticism are financial institutions and religious institutions. People are quick to blame “corporate greed” for the sorry plight of the “little guy”. They demand the government takeover of banks and insurance…
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Land of the Free and Home of the Brave

Life insurance is unlike any other product you will buy. The reason is simple: the value is received when you pass away. We buy virtually everything else for use now. Life insurance is not used now, but it does provide…
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Hear the Clock Ticking?

If a life insurance broker said to you, “You had better buy this now, because you could die tomorrow!”, odds are you’d cross him off as a pushy product peddler, and move on. Even though he may be technically correct…
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Wisdom for Wall Street

Over the past few years, the media has been obsessed with blaming Wall Street for our nation’s economic woes. The current administration certainly has set that tone, but much of its criticism has been conceived for purely political gain. Yet…
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Power for the Good

Would you take out a life insurance policy with a benefit so large, that your spouse and children would have more money than they had ever dreamed possible? Many of us would say emphatically, “No!” Our thinking would be like…
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America the Communal

Each year, a tremendous amount of life insurance is purchased to benefit our country’s charities. Religious institutions, political organizations, health associations, and many other groups that strive to improve our lives, are supported by their donors. A life insurance policy…
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Life, Death, and Warrior Mentality

Life insurance is one of those products about which nobody is neutral. People either think it is virtually a life-saver, or they want nothing to do with it. Why is that? I think the answer is simple: it is a…
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The Roaring Twenties

Okay. You are in your twenties and starting your career. Or, maybe your child, grandchild, sister or brother is in the work world at last. A job! Time to take care of all that stuff people must when they have…
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Think Like a Navy SEAL

You are a U.S. Navy SEAL; a certified combat warrior. You are trained, equipped, and ready to roll. It is the evening before a mission. What can your commanding officer say to help you get psyched? Here is what Lt.…
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Meaning in Spite of Suffering

For many of us, the event of death is associated with suffering. Our elder family members often meet their demise after a prolonged illness that is marked by pain and misery. Sometimes, tragic accidents occur that result in horrible, terminal…
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