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America the Communal

Each year, a tremendous amount of life insurance is purchased to benefit our country’s charities. Religious institutions, political organizations, health associations, and many other groups that strive to improve our lives, are supported by their donors. A life insurance policy…
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Life, Death, and Warrior Mentality

Life insurance is one of those products about which nobody is neutral. People either think it is virtually a life-saver, or they want nothing to do with it. Why is that? I think the answer is simple: it is a…
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The Roaring Twenties

Okay. You are in your twenties and starting your career. Or, maybe your child, grandchild, sister or brother is in the work world at last. A job! Time to take care of all that stuff people must when they have…
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Think Like a Navy SEAL

You are a U.S. Navy SEAL; a certified combat warrior. You are trained, equipped, and ready to roll. It is the evening before a mission. What can your commanding officer say to help you get psyched? Here is what Lt.…
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Meaning in Spite of Suffering

For many of us, the event of death is associated with suffering. Our elder family members often meet their demise after a prolonged illness that is marked by pain and misery. Sometimes, tragic accidents occur that result in horrible, terminal…
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Words to the Wise

Do wealthy people have an easier time facing their mortality than poor people? One would think so: the more you have, the more you want to protect from the vicissitudes of life such as accidents, illnesses, death and crime. The…
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Life Insurance and Diabetes

I can help them purchase life insurance. They need the direction of a broker who specializes in these cases. The fact of the matter is that most people are insurable, and at a reasonable rate. The key is working with…
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Life Insurance and travel to India

I can help them purchase life insurance. They need the direction of a broker who specializes in these cases, and who can help them shop smartly. Travel to India can be thrilling, and for business purposes, prosperous. At the same…
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Pay the Love Forward

The phrase, “Pay It Forward” is popular today. It captures the spirit of “one good turn deserves another.” In case you were curious about its introduction into modern parlance, here is a little background: “Paying it forward is a third-party…
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Life Insurance and Breast Cancer

Breast cancer can certainly affect mortality, and is therefore a focus of concern for underwriters. Here are some sobering figures from the American Cancer Society that show why: “In 2013, an estimated 232,340 new cases of invasive breast cancer were…
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