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Category: Winning The Life Insurance Game

How to make the application process work for you. My advice for people with specific risk factors, such as tough medical conditions and extreme hobbies, on how to get coverage at a reasonable rate.

Do You Have a Life Insurance Mentor?

This idea is not as strange as it sounds. I will tell you why. First of all, the life insurance marketplace is very complex. Hundreds of companies are licensed to sell policies. A wide variety of products are available, each…
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Can I Get life Insurance With A Selfie Obsession?

People are going crazy with selfies. President Obama raised quite a stir with his selfie at Nelson Mandella’s memorial service. Then, baseball star David Ortiz raised a ruckus with his selfie at the White House. All harmless fun, however inappropriate.…
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Should My Life Insurance Pay for College?

One of the primary reasons why people buy life insurance is to pay for their kids’ college. Let’s suppose Mom and Dad have been putting away money for that expense. Tragically, one (or more horribly, both) meet an early demise.…
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Will My Life Insurance Cover Death By Meteor?

Good questions indeed. Norwegian sky diver Anders Helstrup is probably asking them right now (if he isn’t, I’m sure his wife is). Did you catch the video he recently posted on Youtube? It shows him sky diving, when – literally…
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Stop Applying for Life Insurance!

Okay, here is the situation: you’re a doctor, and you want to buy into a new practice. You have been approved for the bank loan, but the lender wants you to have life insurance in force to cover the debt.…
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A Better Way to Protect Your Money

Estate planning attorney, journalist, and organized mom Bonnie Bowles of the Denver Examiner offers keen insight into the advantages trusts have over wills, when trying to protect the money in your estate. And you know what? Life insurance works very nicely with…
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How You Can Give $1million to Charity

What are the best ways to give money to charity? Here are a few options: Sell your share in a business. Rohini Nilekani, wife of Infosys founder Nandan Nilekani, just sold some of the shares she owns in that company. She…
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Should I Leave Money to My Kids?

Life insurance is often purchased to leave a legacy to the next generation. People buy life insurance in order to… Take care of their family obligations Make sure income is replaced Secure their business interests Provide money to pay taxes…
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Do You Feel Proud of Yourself?

Political commentator and columnist John Hawkins just gave America an uncompromising look at itself in Townhall.com. His essay is entitled, “5 Things America Should Still Be Ashamed of Doing.” I want to publicly thank him for the “morality check.” The…
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Does Your Insurance Broker Treat Women With Respect?

Does your life insurance broker have a bad attitude about women? When I say bad attitude, I mean patronizing, belittling, or otherwise treating them as secondary players in family decision-making. Unfortunately, it is highly possible he does, given the history…
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