Moving Past the COVID & Election Chaos - September 6, 2020

September 06, 2020
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Tips for Your Insurance, Finances, and Business 

News. Insights. Analysis. Inspiration.


Today's Key Question:

Did you know that it is possible for people with Bipolar Disorder to purchase life insurance?

See the article below from Broker World.


"Covid Testing in the Workplace Is Tricky. Here's What Experts RecommendTemperature checks and Covid-19 testing are a good idea to keep employees safe, but be careful about privacy and record keeping."

From Inc.:

* As you and your employees return to the office, you may be considering whether to adopt Covid-19 testing or mandatory temperature checks and health surveys. Tread lightly--especially if you're planning to require Covid-19 testing. Businesses must comply with a raft of health regulations and protect employee privacy.


"Home Cooking On Demand: This Food Delivery Company Just Raised $8.8 Million"

From Forbes:

* Shef, an Airbnb-like platform for home cooked meals, is ramping up to meet that demand while providing opportunities for immigrants to earn money by sharing the home cooking of their cultures. On Thursday, the San Francisco-based startup announced a $8.8 million funding round to expand its network of chefs delivering home-cooked meals. Y Combinator and Craft Ventures participated in the round, as well as angel investors like TaskRabbit CEO Stacy Brown-Philpot and Instacart cofounders Max Mullen and Brandon Leonardo. 


"California's attack on the gig economy must not become federal policy"

From Washington Examiner:

* There aren’t many federal actions that a libertarian economist like me would support, but with California going the wrong way and the House following its lead, it would be great to see a bill that instead defends worker choice, provides workers with more opportunities rather than fewer, and helps us avoid a patchwork of regulations.

Under our system, states are allowed the freedom to make bad decisions when it comes to governing their residents. State governance is part of the beauty of our country, but AB5 is bad policy for entrepreneurial dreamers. Other states should avoid California’s ill-advised public policy assault on entrepreneurship. It should be avoided on the national level too.


"The Dangers Of Bipolar Disorder"

From Broker World:

* Bipolar disease rarely if ever is a preferred issue, and unlikely a standard issue as well. Severe cases are declined, as well as those where there is substance abuse or a history of suicide attempts. Mild or moderate disease can be insured if medical and psychiatric follow-up is both regular and ongoing. The longer the history of successful treatment and control of symptoms, the more favorable the underwriting will be in these situations.


Here's a short video from Steve on how you can purchase insurance in these changing times....Watch Here