Blog

Will my life insurance benefit really get paid?

Many people feel cynical about big corporations in general, and insurance companies in particular. It’s almost as if we expect to not get what we paid for. A lot of this is unfortunately based in personal experience. It can be… Read More

One way you are hanging on by a financial thread

by Angie Carlson| Hanging on by a financial thread reinforced by duct tape? One of the reasons may be your car. The monthly payment keeps increasing. What is it as of October 2022? $738 a month  (per msn.com)  Looking at it… Read More

How much life insurance should you get on your stay-at-home spouse?

Many households have a spouse or partner that stays home. Does that mean he or she does not work? Not a chance. Kids require a ton of time and effort. Then you have all kinds of domestic chores, to keep… Read More

Life insurance for Diabetics: three things to remember

If you are a Diabetic, you can still get life insurance. And it does not have to cost an arm and a leg. But certain factors have to be in place. One: Your A1c and blood sugar have to be… Read More

The Power of the Penny

by Angie Carlson | Actual conversation today at grocery store:Lady: “Why are you looking at the expensive eggs?” (I was in organic section.)Me: “I’m not.”Lady: “Explain that to me.”Me: “Sure. You are holding 18 eggs for $6.99.”Lady: “Correct.”Me: “I am… Read More

Protecting your child’s insurability

Take a look at a list of hereditary deseases. A good health-related web site will provide one. The list is huge – running from breast cancer, to Diabetes, to kidney disease, and more. For sure, modern medicine has come up… Read More

Someday will be here before you know it.

by Angie Carlson | On social media, so many people look like they are living the dream. ✅Brand new home.✅White picket fence.✅Two brand new cars.✅Financed fancy degrees.✅Beautiful furniture.✅International vacation every six months.For most, this is the façade. What isn’t shown:❌Six… Read More

The place for term insurance

Is there a place for term life insurance in your portfolio? Yes, there is.Here are some examples: You have a debt for a fixed amount of time you want to indemnify, such as a mortgage or business loan; You are… Read More

Who is “high risk” for life insurance?

If you have ever shopped for life insurance, you know that underwriters consider some candidates “high risk.” This means that you may have a health, lifestyle, or other factor that could make you more of a mortality risk. The good… Read More

5 Benefits of Life Insurance for Retirees

by Arthur Dubois | October 18, 2022 Many retirees have reached the point of financial security and might not consider life insurance important. Others might feel they don’t qualify or can’t afford the premiums. There’s also a misconception that life… Read More