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CONSUMERS STILL NEED THE EXPERTISE OF PRODUCT SPECIALISTSReason Magazine has run an article with surprising news – there is still room in the marketplace for small business operators!

It’s encouraging to hear that small retail stores can compete with online giants like Amazon. I think it’s true that consumers need and want specialized expertise to get the most value out of the products they purchase. This is certainly…
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CAUTIONARY TALES ABOUT LIFE INSURANCE PREMIUM FINANCING

Life insurance consultant Bill Boersma has identified some of the major pitfalls of life insurance premium financing in an article in wealthmanagement.com. Brokers and advisers who propose such an arrangement to their clients would be wise to heed his advice.…
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3 Ways to Help a Charity With a Gift of Life Insurance

by Marvin H. Feldman America is a charitable nation. More than two-thirds of Americans (69%) give to charity each year. That means you probably do too. But did you know that there are other ways to give to charities besides just writing…
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Denied Life Insurance? Here Are Your Next 3 Steps

by Jason Fisher / Life Happens It’s tough to learn that the life insurance company you applied to will not be offering you coverage, especially if you were fully expecting a yes! You may fall into the “impaired risk market,” which means…
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Insuring the Times of Your Life

by Maggie Leyes Preston Newby was a youth minister. He and his wife, Tara, were driving with their son to visit family—excited to announce a new baby on the way. In the keeping with the kind of person Preston was, he…
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9 Reasons Not to Buy Life Insurance (And Why You Should Rethink Them)

by Amanda Austin | March 13, 2019 | Life Insurance From getting married to having a baby to starting a business, there are lots of reasons why you’d want to consider buying life insurance. But maybe something is holding you back from getting the coverage…
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HOW TO GET LIFE INSURANCE AND PROTECT YOUR MORTGAGE

How to get life insurance and protect your mortgage is something that should be taught in every high school across the country. Why? Because home ownership is still a major theme of the American dream. And people typically cannot finalize…
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No Gym Required for These (Financial) Fitness Tips

by Helen Mosher | Financial Fitness If you’re like me, your social-media feeds are jammed with headlines about getting “healthy and fit” in the new year. Of course, they’re referring to diet and exercise and common resolutions to drop pounds and work out…
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HOW TO KEEP A NEW YEAR’S RESOLUTION

What was the resolution you made this New Year’s Eve? Was it to make more money? Be less angry? Feel more love? Be less overweight?  Can you be guaranteed success in achieving any of your goals? I think so. Here’s…
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WHAT IF WARREN BUFFETT WAS THE KEY MAN OF YOUR BUSINESS?

Key person coverage is essential in a business, whether you’re small, medium, or international. Key people play many important roles: Has managerial responsibility.Is responsible for sales.Is connected with creditors.Is responsible for client/customer relationships.Is responsible for bank financing.Is responsible for manufacturing.Designed…
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