Blog

Will Global Warming Increase My Life Insurance Premium?

Many people buy term life insurance because the price is typically lower than permanent insurance. Of course, that low price is guaranteed for a set amount of time (as opposed to the life-long guarantees that are available with whole life… Read More

Stop Applying for Life Insurance!

Okay, here is the situation: you’re a doctor, and you want to buy into a new practice. You have been approved for the bank loan, but the lender wants you to have life insurance in force to cover the debt.… Read More

The Debate Continues About Insuring Kids

Back in my college days Consumer Reports was essential reading. If you wanted to be socially aware, and patronize socially responsible companies, you read it. If you wanted to get good value for your money on every purchase, you read… Read More

Why Bother With a Proper Burial?

When I first started my sales practice, one of my first clients was Mrs. W. She was an elderly woman who lived on a fixed income. She was a very strong believer in life insurance; every time she had a… Read More

How to Explain Death to Preschoolers

When a client unfortunately passes away, the life insurance salesman often helps expedite the payment to the beneficiary. We deal with the grieving widow or widower, and offer the best comfort we can as one adult to another. Sometimes we… Read More

A Better Way to Protect Your Money

Estate planning attorney, journalist, and organized mom Bonnie Bowles of the Denver Examiner offers keen insight into the advantages trusts have over wills, when trying to protect the money in your estate. And you know what? Life insurance works very nicely with… Read More

How to Better Deal With Grief

We life insurance brokers have the dubious distinction of dealing with our clients in perhaps their most upsetting moment: at the death of a family member or close business associate. Other financial professionals help clients at other life events: the… Read More

How the Life Insurance Business Preserves Liberty

Let’s suppose life insurance companies were prevented from individually underwriting applicants. The situation would be similar to that which is taking place in the health insurance marketplace today. The parallels could be as follows: Just as the benefits have been… Read More

Why You Should Protect Internet Freedom

We life insurance brokers take pride in helping American businesses grow. Many of our clients are men and women who take the plunge into entrepreneurship and try to “build a better mousetrap.” Our products help them secure debt, indemnify key… Read More

How to Feel Safe In The Skies

As the authorities investigate the mysterious disappearance of Malaysia Airlines Flight 370, we are left to ponder flight safety. Haven’t we always said that riding in a plane is safer than riding in a car? The answer is still yes…… Read More