Blog

Don’t Bank on Your Employer-Paid Life Insurance

Financial writer Amy Fontinelle has an excellent article today in Investopedia. She asks, “Is Your Employer-Provided Life Insurance Enough?” Her answer is basically, no – it is not. I think her conclusion is “on the money.” Here are some problems… Read More

Who Drives the Life Insurance Marketplace?

The life insurance distribution system is rather interesting. Carriers work with master general agents, who work with general agents, who work with brokers and agents. Consumers will find these brokers and agents in various sales channels: Some will be on… Read More

How Life Insurance Can Help with a Divorce Settlement

When a couple is unfortunately reaching the end of their marriage, they need to know how life insurance can help with a divorce settlement. Yet if you’re going through the heartache of a divorce, one of the last things you… Read More

Presidents Day Report Card

On a day honoring the presidents of our great country, it would be appropriate to assess the record of the man currently in office. In particular we will consider the general impact of his policies on the life insurance marketplace. … Read More

What Do I Need to Know About Life Insurance for Older People?

A recent article in USA today states that older workers may still need life insurance. This is true. Here is what you need to know: Be sure to consult with a planner, and a broker who specializes in policies for… Read More

Will My Spouse Get My Life Insurance Benefit?

You purchase a life insurance policy to provide financial security for your family. You are attracted to the guarantees of the product, and to the financial strength of the carrier. You think through the amount needed, and budget for the… Read More

How to Get Life Insurance and Plan Your Estate

How to get life insurance and plan your estate? That was a topic recently discussed by two close friends and business owners. Ross, a 50-year-old manufacturing industry executive, sits down for lunch one day with long-time friend George, a 68-year-old… Read More

Why Do Leaders Fail?

In his commentary on this week’s Bible portion, Rabbi Sacks talks about failures in leadership. Let’s review some of his teachings and see to what extent they ring true. Two types of failure Leaders can fail for two kinds of… Read More

The Dollars and Sense of Valentine’s Day

In the financial world we are constantly trying to economize. How can we provide more value for less cost? The economy of life insurance is very much appreciated because every dollar of benefit costs literally pennies in premium. And, both… Read More

Have Sex and Buy Life Insurance

Did you happen to catch the article by relationship columnist Elizabeth Bernstein in the Wall Street Journal the other day? It is very instructive for married couples who want to have more sex – especially men. With all seriousness, I… Read More