Blog

Life Insurance on Children? Take the Positive Side.

Here is a thought-provoking article on the topic from the folks at Fools.com (whom I like, by the way). I just do not agree with it. But, it does touch on the VERY SENSITIVE issue of child mortality. This is… Read More

How Great People Survived Failure

Lincoln, Gandhi, Nelson Mandela, and Churchill all dealt with dramatic setbacks in their careers as leaders. The leadership of the legendary Moses was marked by failure, as described by Rabbi Sacks. But they survived failure persevered. Here’s how: “The great… Read More

How to Be There for a Bereaved Friend

Death is part of life, but it is a part for which we are not very well prepared. We life insurance brokers see this all too often when we deliver a claim check to a bereaved friend. This is especially… Read More

Donating to Charity: Passion With a Purpose

Donating to charity is very important to many people at this time of year. The holidays bring out the best in people. Generosity, and kindness, and consideration of others. People are moved by the desire to help people that are… Read More

How to Squander Your Fortune

Do you ever think about what you would do if you were rich? It would be wise to learn from the mistakes of others. Here are some examples of what not to do when you have your millions. They are… Read More

Economic growth = Income growth = Upward Mobility

This guest editorial in the Wall Street Journal was written by Robert Grady, who is a director of a private equity fund, the chief economic adviser to New Jersey Gov. Chris Christie, and chairman of the New Jersey Investment Council.… Read More

“I thought I was managing my depression well enough, but my doctor’s records say otherwise”

My office has been able to procure an approval at preferred non-smoker rates for our client who has been managing depression of a number of years. One challenge was that his medical records appeared to indicate a certain amount of… Read More

Heroic Women at the Birth of a Nation

This essay illuminates the key role played by women in the liberation of the Hebrews from Egypt, and the rise of Moses as their leader. Yocheved, Miriam, Shifrah, Puah, Zipporah, and Pharoah’s daughter each acted decisively at key points in… Read More

“I had a cigar a few months ago – but that was the last! (I think)”

What would you do? Today’s case: “I had a cigar a few months ago – but that was the last! (I think)” Our client stop smoking cigarettes several years ago, but stopped smoking cigars only several months ago. Several carriers… Read More

How Veterans with PTSD Can Get Good Life Insurance Rates

Many veterans with PTSD (Post Traumatic Stress Disorder) are denied life insurance. Why does this happen? And, how can these declinations be turned into approvals? My firm has helped many people with this condition purchase a policy. Let’s take a… Read More