Category: The Conscious Consumer
Thoughts on why people buy – or postpone buying – life insurance. I often call upon studies of neuroscience, psychology, religion, and spirituality to explain consumer behavior.
Good questions indeed. Norwegian sky diver Anders Helstrup is probably asking them right now (if he isn’t, I’m sure his wife is). Did you catch the video he recently posted on Youtube? It shows him sky diving, when – literally…
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Okay, here is the situation: you’re a doctor, and you want to buy into a new practice. You have been approved for the bank loan, but the lender wants you to have life insurance in force to cover the debt.…
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Life insurance is often purchased to leave a legacy to the next generation. People buy life insurance in order to… Take care of their family obligations Make sure income is replaced Secure their business interests Provide money to pay taxes…
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When a couple is unfortunately reaching the end of their marriage, they need to know how life insurance can help with a divorce settlement. Yet if you’re going through the heartache of a divorce, one of the last things you…
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A recent article in USA today states that older workers may still need life insurance. This is true. Here is what you need to know: Be sure to consult with a planner, and a broker who specializes in policies for…
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How to get life insurance and plan your estate? That was a topic recently discussed by two close friends and business owners. Ross, a 50-year-old manufacturing industry executive, sits down for lunch one day with long-time friend George, a 68-year-old…
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What is it that can last forever and still be considered yours? It is not your possessions. It is not your properties, your businesses, or your investments. These all will be taken by interested parties, both governmental and private, when…
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I used to have a problem with taking a lot of painkillers. Buprenorphine helped me with that and I’ve been bupe-free for about a year now…but now I’ve got THAT in my patient history! I haven’t used anything “questionable” in over three…
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Six months ago, I was declined for a $500k, 20-year term life policy because my blood sugars were a little elevated. Not quite Type 2 Diabetes status. Since then I’ve lost twenty five pounds (I’m currently six feet, two-hundred pounds).…
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How to Choose Between Term Insurance and Permanent Life Insurance? The Youngest Son Replies. A Family Discussion is Completed (click here for Part 1, and here for Part 2) “How to choose between term insurance and permanent life insurance? That is the question you…
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