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BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 25, 2020

Today's Key Question: Should the CDC be downsized so it can be more focused on its true mission? See the article below. "Three weeks after opening, Georgia business owners chart their own course...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 24, 2020

Today's Key Question: In your opinion, did the medical bureaucracy delay the response of the government to the pandemic? If so, should the regulations that were suspended, be so permanently? See...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 23, 2020

Today's Key Question: Does your definition of the “new normal” include more or less government control over our lives? "How to Do Market Business Research for a Business Idea" From...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 22, 2020

Today's Key Question: Does it appear to you that the people making decisions regarding the pandemic are out of touch with the citizenry? "Small Business Loan Eligibility: Which Documents Do You...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 21, 2020

Today's Key Question: Would you give your state government good marks or bad marks on how they have responded to the pandemic? Why? "What You Need To Know To Start Working From Home" From Forbes:...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 20, 2020

“HOW IT WORKS: These 18 Garden State Plaza Stores Offering Curbside Pickup” From Daily Voice: *More than a dozen stores at Westfield's Garden State Plaza in Paramus will begin offering...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 19, 2020

“Magic Johnson’s Life Insurance Company Reportedly Funding $100 Million In Small Business Loans" From Forbes: * Former NBA all-star Magic Johnson told the Wall Street Journal that his...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 18, 2020

 “Reopening small restaurants could mean closing streets to use for outdoor seating” From USA Today: * How do you handle seating in small restaurant implementing social distancing...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 17, 2020

"5 Online Businesses you can start from your home today" From Business Magazine: * Modern times require modern solutions. It’s 2020, and by each passing day, more and more job positions are...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 16, 2020

"How to Nudge Your Customers to Settle Their Accounts" From American Express: * Businesses looking to maximize cash flow can explore accounts receivable by asking their customers to make good on...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 15, 2020

"Life Sales Look Great: ACLI President" From Think Advisor: * Susan Neely, the president of the American Council of Life Insurers (ACLI), talked about the effect of the pandemic on life insurance...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 14, 2020

 "Here’s How to Support Small Businesses During a Crisis" From Constant Contact: * When it comes to a time of crisis, how can you continue to support the small businesses and nonprofits in...


"Don’t Tread On Me"

My father hated Communism. Having lived through the emergence of the Soviet Union, Nazi Germany, and Imperialist Japan, you can see why. He carried with him a healthy dislike of people who tried to boss him around. Don't get me wrong:...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 13, 2020

#PJPants4Ever: Twitter Says Employees Can Work From Home Permanently" From Daily Voice: * Twitter is “uniquely positioned to…allow folks to work from home given our emphasis on...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 12, 2020

"Cash-value life insurance provides a safe harbor in today’s economic storm" From Michigan Lawyers Weekly: * It’s important to keep in mind a few key differences between insurance...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 11, 2020

"Goldman And Morgan Stanley: The Worst Is Behind Us" From Wealth Advisor: * Wall Street giants seem to be siding with optimistic views of President Trump. According to Jan Hatzius, chief economist...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 10, 2020

"Small Business Stories" From Job Creators Network: * The new Paycheck Protection Program, part of the CARES Act, has extended a lifeline to small businesses. Small business owners are sharing...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 9, 2020

"States reopening after Coronavirus shut us down. That means vastly different things depending on where you live" From USA Today: * Here's a look at the strategies some of those states are...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 8, 2020

"The U.S. economy may already have clawed back 5 million jobs of the 20-million-plus positions eliminated during the pandemic" From Market Watch: * “In other words, the decline versus the...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 7, 2020

"Long Beach Beer Lab Could Have Closed; Instead, They Became Essential" From Entepreneur.com * Thanks to a robust supply chain and some quick thinking, the duo has transformed literally overnight...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 6, 2020

 "Where's my stimulus payment? Here's a look at why some checks haven't arrived" From USA Today: * And while it appears that some money was sent out, some people still have yet to receive it...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 5, 2020

"Seize the day: Taking advantage of low interest rates now" From John Hancock * Interest rates are at historical lows, including the Applicable Federal Rates (AFR) used in many estate- and...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 4, 2020

"The Top 10 Ways Hackers Get Around Your Firewall And Anti-Virus To Rob You Blind" From Holzsager Technology: * Cybercrime is at an all-time high, and hackers are setting their sights on small and...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 3, 2020

"9 Things You Can Do Right Now to Make Sure Your Business Stays Afloat" From The Hartford: * Running a small business is challenging. But now, these challenges have multiplied thanks to the...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 2, 2020

"White House Unveils Plan to Reopen American Businesses" From Small Biz Trends: Here’s an overview of the plan: Phase 1 – Strict social distancing for everyone when out in public....


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - May 1, 2020

"White House Unveils Plan to Reopen American Businesses" From Small Biz Trends: Here’s an overview of the plan: Phase 1 – Strict social distancing for everyone when out in public....


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 30, 2020

"How Starbucks plans to reopen 90% of stores by June and what the new normal for its coffee shops will look like" From Business Insider: * Starbucks will begin opening stores next week, executives...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 29, 2020

"The U.S. stock market may enjoy the biggest rally ever when the pandemic is over" From Wealth Advisor: * President Donald Trump has said that, due to pent-up demand, the economy will eventually...


Beware the “Goody Two-Shoes”

My aunt - my father’s sister - was an “Old Battle Axe,” as they used to say. She lived past age 100 through sheer willpower. She had actually made a life goal of living a full century. With that in mind, she and I...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 28, 2020

“$30 Billion in Provider Relief Delivered Under the CARES Act (for providers)”...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 27, 2020

"IRI Unveils 5 Ideas for Curing COVID-19 Nest Egg Blight" From Think Advisor: * The Individual Retirement Institute (IRI) — a Washington-based annuity player group that supported passage of...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 26, 2020

"Goldman says downturn will be 4 times worse than housing crisis, then an ‘unprecedented’ recovery" From CNBC: * As industries are gradually brought back online, that should produce an...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 25, 2020

"How Small Businesses Can Use eCommerce to Boost Sales During COVID-19" From The Hartford: * Whether you’ve dabbled in eCommerce, have never taken an online order or consider yourself an...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 24, 2020

"3 Quick Things You Can Do to Conserve Cash Now" From The Hartford: * All of this impacts cash. I think this crisis will be short term and I’m hoping we’ll get through this in just a...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 23, 2020

"How telehealth will help us fight COVID-19" From Washington Examiner: * New innovations in digital health will not only make our communities and our world more resilient — they’ll...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 22, 2020

"Why Post-COVID-19 Operations at a Small Life Insurer Look OK: Idea File" From Think Advisor: * The idea is that typical small and midsize life insurers might be in pretty good shape because of...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 21, 2020

“MassMutual to Give $3 Billion in Life Insurance to Health Care Workers” From Think Advisor: * The new MassMutual HealthBridge program will provide up to $25,000 in free, three-year...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 20, 2020

"Could Free-Market Medicine Respond Better to Pandemics?" From TownHall: * The U.S. health care system is bureaucratic, costly, inconvenient and decidedly nonpatient-friendly. It doesn’t...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 19, 2020

"IRS Extends 60-Day IRA Rollovers to July 15" From Think Advisor: * As part of a larger relief package, the Internal Revenue Service extended late Thursday the 60-day rollover rule for individual...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 18, 2020

"COVID-19 SCAM ALERT: Here’s How Stimulus Scammers Try To Steal Your Money" From Daily Voice: * If you do get a call, text or email from someone asking for your Social Security, checking...


Who will remind the politicians that religious services are essential?  

Safe to say, the majority of mayors and governors in the US are not religious. They do not consider communal prayer, study, weddings, funerals, and other events, to be essential services. They do not appreciate the importance of coming...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 17, 2020

"What If COVID-19 Lowers Health Claims?" From Think Advisor: * If COVID-19 really does cut spending on ordinary claims about 40%, then health insurers could save about $31 billion, or 40% of $78.5...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 16, 2020

Bernanke rejects Great Depression comparisons as he says GDP could slump by 30%" From Wealth Advisor: * “This is like a natural disaster, and the response is more like an emergency relief...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 15, 2020

"No, it isn't hypocritical for small government conservatives to back coronavirus relief" From Washington Examiner: * This current crisis is not economic in nature — it is more akin to a...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 14, 2020

"Auto insurance companies return $800 million in premiums because no one is driving" From Wealth Advisor: * Two insurers -- Allstate and American Family Insurance -- announced Monday they will...


NO REASON TO BLAME GOD

The holiday season makes you think of God, and Goodness, and why life can be so crazy. Why there are pandemics in this world. Why evil people harm the innocents. Throughout my life, I have often sought counsel from people whose worlds...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 13, 2020

"Stimulus Checks Should Go Out This Week Or Next, Says Kudlow" From Wealth Advisor: * According to The Washington Post, which has reviewed a timetable from the IRS, stimulus checks first will be...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 11, 2020

"National Integrity Title Agency offers drive-thru closings, curbside service" From NJ Biz: * The full-service commercial and residential real estate title insurance and settlement company set up a drive-thru section within its...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 10, 2020

"Post-COVID-19 Economy: Less From Washington May Be More" From Forbes: * How did the federal government react? As recounted in James Grant’s definitive history of that contraction, The...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 9, 2020

"Grocery stores offer special hours for most vulnerable shoppers" From NJ Biz: * Some grocery stores are offering special hours for the elderly, the pregnant, and the vulnerable at the beginning...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 8, 2020

"Loans From Life Insurance: Your Own Private Bank" From Life Insurance Strategies Group: * In times of uncertainty, Americans turn their attention to their liquidity—what cash they have on-hand and what cash can they quickly...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 7, 2020

"How To Start Rebuilding The Post-Coronavirus Economy Now" From Forbes: * Here are three major issues that could garner bipartisan support to create and stabilize millions of jobs and put hundreds...


THERE IS NO NEED TO DRIVE ME CRAZY!

I grew up during the Viet Nam War. As a amateur of fact, I received my draft notice three months before they stopped the draft. I remember every day my mother would have the six-o’ clock news on the TV, as she made dinner. The...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 6, 2020

"How to Attract Business During COVID-19" From Advisor Websites: * COVID-19 has brought about unprecedented times and a lot of uncertainty, but one thing that remains is the need to attract new...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 5, 2020

"The 1918 Flu Pandemic Hit GDP Hard: Economists" From Think Advisor: * The big U.S. life insurers were all able to pay their 1918 death claims, and many were able to maintain their dividend...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 4, 2020

"Digital Estate Planning Platform Gentreo Launches "Essential Employee Discount" To Support Workers on Front Lines of Coronavirus Crisis" From Wealth Advisor : * Gentreo, a simple, secure and...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 3, 2020

"Man who called Dow 20,000 at end of 2015 says these are the 4 steps needed for a bona fide stock-market recovery" From Wealth Advisor: * Siegel says there are four things he will be watching to....READ MORE


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 2, 2020

"The Private Sector's Heartening Response to COVID-19" From Reason: * Creativity and selflessness are on display everywhere. * "It's easy to feel depressed and scared these days. News about the...READ MORE


Blessings are Assets  

Much is being said about the sad toll the Corona virus is taking on the World War II Generation. Let me tell you about a man from that time whom I knew and loved. Like many of his peers, his prosperity and physical stamina were a...


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - APRIL 1, 2020

"5 practical Ways to Ace a Virtual Negotiation" From FastCompany: * Follow these five tips to make the most of your virtual business negotiation. “How to Get Your Estate Plan Done While...READ MORE


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - MARCH 31, 2020

“COVID Peak By May, UBS Says: Get Ready For Recovery” From Wealth Advisor: * (FX Street) Analysts at UBS examine how the interplay of health, monetary, and fiscal policy impact markets...READ MORE


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - MARCH 30, 2020

"Electronic Signatures and Electronic Delivery of Documents as a Social Distancing Business Continuity Strategy" From JD Supra: * U.S. electronic signature law (ESIGN1 and comparable state laws,...READ MORE


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - MARCH 29, 2020

"COVID-19: Is Your Life Insurance Policy Immune?" From Funds Society: * TOP 3 Frequently Asked Questions “How To Use The COVID-19 ‘Shelter In Place’ Orders As An Early Retirement...READ MORE


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - MARCH 28, 2020

“Preliminary Thoughts – The New World Order” From Advisor Perspectives: * The end of the capital markets as we have known them? "Insurers’ role during COVID-19 pandemic:...READ MORE


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - MARCH 27, 2020

Insights and analysis from industry experts and thought leaders. "Instacart to hire 12,000 shoppers in NJ" From NJ Biz: * The home delivery industry can boom! “Insurance Companies Are Essential: States” From Think Advisor:....READ MORE


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - MARCH 26, 2020

Insights and analysis from industry experts and thought leaders. “Trump And Pence Held Call With Wall Street Titans” From Forbes: * “CNBC reported that a general idea that emerged during the call was that the U.S....READ MORE


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - MARCH 25, 2020

Inspiration and information from industry experts and thought leaders. “Eight Estate Planning Strategies In A COVID-19 World” From Forbes * Most estate planning work can be done at home; * There are many options to sign a.... READ MORE


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - MARCH 24, 2020

Inspiration and information from industry experts and thought leaders. "Legend Jeremy Grantham Bullish On Coronavirus Recovery" From The Wealth Advisor: Grantham and Inker are bullish on the market recovery. "States Can't Shut Down.... READ MORE


BEATING COVID-19: TIPS FOR YOUR INSURANCE, FINANCES, AND BUSINESS - MARCH 23, 2020

Insights from industry experts on how the pandemic could affect your insurance and financial portfolio. From Think Advisor: 1. Consumer interest in life insurance is strong; 2. Companies have sufficient reserves to handle pandemics; 3.... READ MORE


“Here I am Today, With You”

I have the benefit of knowing my family history going back several generations. Let me tell you: we have been through a lot. Here are some of the major events that disrupted our lives: Pogroms in Russia The Tsarist Revolution The...