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Do I Need Life Insurance If I Believe in God?

Religion can be good for people.

Knowing that you are accountable to a Higher Authority can keep you humble.

At the same time, knowing that your capabilities are granted by a Higher Power can keep you inspired.

When people understand this, they can reach for the stars, but with their feet on the ground.

Anything they achieve, they earn and deserve.

Inhabiting our planet

Religion offers optimal ways for inhabiting Planet Earth. The Creator of the World has provided instructions for living in it.

It is not our place – it is His.

We are passing through. When we follow His directions, we can make the most of our visit here.

In it together

Religion is about interdependence.

The wisdom of the forefathers is passed down through the generations.

People are taught to take care of one another: no one is to be left behind.

People are also taught to take responsibility for themselves: no one is to be dead weight.

Killed in the name of religion

Unfortunately, many people call themselves religious, but they really are not.

We have all been hurt by hypocrites who do not practice what they preach. Truth be told, many more of us have probably been hurt by people who do not even bother to preach anything.

Skeptics of religion often claim that more people have been killed in the name of religion than for any other reason.

In my view of history, many more people have been killed by irreligious tyrants, armies, and mobs.

Has anybody tallied the body count from the Communist crusades of the 20th century alone?

Trying to get it right

There is a classification of religious person that is somewhat in the middle between the devout and the dismissive.

These are folks who are trying hard to get it right.

Most of us probably fall into that category, in one way or another. For me, an indication of someone who is “not quite there yet” is when I hear the question, “Do I need life insurance if I believe in God?”

The simple answer to that question is, “Yes, sure you do.”

Here is a quick explanation why.

No one gets left behind

One major theme emphasized in the Bible is the importance of taking care of the widows, orphans, and others in need.

This is a mandate from God to us.

That means it is our job.

No one gets left behind.

When you take out a life insurance policy, you make sure that the people precious to you are taken care of properly. They don’t have to go on welfare, live off family members, or deplete their assets.

No one becomes dead weight.

Space for good deeds

None of this precludes the role of God as the Master of the Universe.

It is simply recognizing the gap He has left between the heaven and the earth, between the stars and the sand, for us to fill with good deeds.

In His benevolence He has even told us what those deeds should be, and has endowed us with the brainpower needed to figure out how to do them.

In my way of thinking, the purchase of life insurance is a perfect example.

Happy Holidays to all.