Tips for Your Insurance, Finances, and Business
News. Insights. Analysis. Inspiration.
Today's Key Question:
Did you know that the electronic delivery of life insurance policies is gaining momentum?
See the article below from Think Advisor.
"Evictions are halted: Here's what you need to know"
* Am I protected?
If you are a renter -- in an apartment, house or mobile home -- you are protected by the eviction moratorium through the end of the year, as long as you meet the following requirements:
"When Second Hand Doesn’t Mean Second Best"
* Not so long ago, buying second hand was seen as a last resort. Charity shops were there for the people who really needed them - though there have always been bargain hunters who love seeking out gems amidst the faded tea sets and battered copies of The Da Vinci Code. The only time buying second hand had any sort of glamour attached to it was when you were ‘going vintage’ or shopping for antiques.
Things have changed. We’re now starting to see that buying second hand benefits more than just our wallets; it’s a way for us all to do our bit for the environment. Buying second hand means things get used for longer. There’s less production, and therefore less waste.
"Were the lockdowns a mistake?"
* Why are attitudes so different today? Perhaps we have greater confidence in the government’s effectiveness. If public policy can affect climate change, it can stamp out a virus.
Plus, we’re much more risk-averse. Children aren’t allowed to walk to school, jungle gyms have vanished from playgrounds, and college students are shielded from microaggressions. We have a “safetyism mindset,”as Jonathan Haidt and Greg Lukianoff write inThe Coddling of the American Mind, under which “many aspects of students’ lives needed to be carefully regulated by adults, and that it was far better to overreact to potential risks and threats than to underreact.”
The anti-lockdown blogger (and former New York Times reporter) Alex Berensonmakes a powerful case that lockdowns delayed rather than prevented infections and that current plunging hospitalization and death rates suggest we’re approaching herd immunity, where the virus fades out for lack of new targets.
There are old lessons here, ready to be relearned. Governments can sometimes channel, but never entirely control, nature. There is no way to eliminate risk entirely. Attempts to reduce one risk may increase others. Amid uncertainty, people make mistakes. Like, maybe, the lockdowns.
"Distribtech Giant Sees More Electronic Policy Delivery"
* E-delivery system usage climbed 52% for the 12-month period ending in April, according to iPipeline.
For the month of April, when fear of COVID-19, and pandemic-related lockdown orders, blocked most face-to-face meetings, e-delivery system usage soared 217%, iPipeline says.