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When should you look at your life insurance policy?

It’s a good question, for both consumers and their financial advisers. Many people simply buy a policy, stick the certificate in a drawer, and forget about it. The trouble is, there are SO MANY reasons why that coverage should be…
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Term insurance is not always the right choice

Financial advisors should never have a bias, right? Their recomendations must always be based on their client’s needs and goals, right? Right! But sometimes advisors do have a bias towards a certain product, company or strategy. Maybe they have a…
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What Does a Million-Dollar Life Insurance Policy Really Mean?

by Devin Pascoe | August 26, 2022 | Life Insurance One million dollars seems like a lot of money, and for most of us, it really is. However, when it comes to life insurance, is a one-million-dollar life insurance policy…
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Regrets when you least expect them

by Angie Carlson Being blunt is a gift of mine. I’ll use it now: Someday, you are going to pass away. What many don’t know is what it’s like to be on your death bed. After nearly losing my life…
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5 Questions Newlyweds Have About Life Insurance

by Devin Pascoe | Many exciting elements make up life as a newlywed, especially when you’re just coming off the thrill of a wedding and honeymoon. You may be looking forward to settling into a new routine, while simultaneously aware…
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10 Steps for Creating a Smart End-of-Life Plan

by Devin Pascoe End-of-life planning sounds like something you would do, well, toward the end of your life. But the reality is that no one knows what tomorrow will bring. If the worst were to happen, would your family know what…
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COVID-19 Is Motivating Americans to Get a Will – Especially After Contracting COVID-19

This report from Gerry W. Beyer is not surprising. The COVID pandemic has motivated people to get their estates in order. This is especially true among younger people, who too often neglect to get a will. Good news! In my…
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Why Small Business Owners Need Life and Disability Insurance

by Carly Cummings When you decided to go into business for yourself, your first thoughts were most likely excited ideas of what could go right: more freedom, happy customers, increased earning potential. However, your later thoughts may have turned to what…
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Give Like a Millionaire! Life Insurance as a Tool for Charitable Giving

by Spencer Cassidy | I’m going to let you in on a secret: You don’t have to be a millionaire to give back like one. Life insurance is an affordable way to leave a large, lasting legacy to a charity,…
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Seeking Financial Security? Get Life Insurance

by Faisa Stafford, LUTCF The 2022 Insurance Barometer Study, conducted annually by Life Happens and LIMRA, reveals that financial security is a concern for all generations, but one that can be addressed with a stronger understanding of life insurance and its…
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