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Do You Really Know Why Dave Brat Won?

Financial savvy is a key ingredient to financial success. That is why you have to know what you’re doing when you buy insurance and investment products. I’m not talking only about technical knowledge. It’s not just a question of knowing… Read More

Who Should Decide What New Drugs You Take?

ALS, also known as Lou Gehrig’s disease, is very serious. It is virtually a diagnosis of terminal illness. As such, life insurance underwriters typically do not make offers. A few guaranteed-issue products that are good for burial money could be… Read More

Do You Agree With Miss USA About Rape?

As a life insurance broker I have encountered a number of women who were the unfortunate victims of sexual assault. Many found this to be an extremely difficult topic to discuss. Who can blame them? Can you think of a… Read More

Would You Send Your Child to School With a Bulletproof Blanket?

Death is a fact of life and we each know that day will come eventually. To prepare for it, we buy life insurance so our loved ones, business interests, and heirs will be well taken care of. Of course, while… Read More

A Personal Note About the Mistreatment of Veterans

Long before I got started in the life insurance business, I learned many life lessons from my uncle, a veteran of World War II.  My uncle escaped the Nazis and came to this country as a teenager. Nobody in his family… Read More

Ronald Reagan – A Great President

Life insurance brokers, and others who make a living in the financial services business, know the importance of strong presidential leadership. Under the right guidance, the American economy can boom. Yet a strong American president does much more than help… Read More

Superpowers at Age 91? The Strange Case of Mrs. Thompson

Let’s suppose someone like Harriette Thompson asked me to help her get life insurance: a 91-year-old woman who is currently battling skin cancer (squamous cell carcinoma). Her last treatment was only a month ago. A year ago she was treated for oral… Read More

Drop That Life Insurance!

Well, it’s not exactly what you think. Everyone knows that the best use of life insurance is to keep it in force permanently. This way you know the benefit will be paid. So really, you don’t want to drop your… Read More

Will I Be Liable for the Debts of My Spouse?

Life insurance is often purchased to provide money for final expenses. These expenses can include burial costs and medical bills. They can also include debts. But will you be liable for the debts of your spouse? At a time when you… Read More

“Can I Get Life Insurance With a Criminal Record?”

Throughout my career in the life insurance industry, I have come across an amazing number of people with a criminal record. Some examples include: a male teacher having sex with a (willing but technically underage) girl (and not his student);… Read More