Blog

Superpowers at Age 91? The Strange Case of Mrs. Thompson

Let’s suppose someone like Harriette Thompson asked me to help her get life insurance: a 91-year-old woman who is currently battling skin cancer (squamous cell carcinoma). Her last treatment was only a month ago. A year ago she was treated for oral… Read More

Drop That Life Insurance!

Well, it’s not exactly what you think. Everyone knows that the best use of life insurance is to keep it in force permanently. This way you know the benefit will be paid. So really, you don’t want to drop your… Read More

Will I Be Liable for the Debts of My Spouse?

Life insurance is often purchased to provide money for final expenses. These expenses can include burial costs and medical bills. They can also include debts. But will you be liable for the debts of your spouse? At a time when you… Read More

“Can I Get Life Insurance With a Criminal Record?”

Throughout my career in the life insurance industry, I have come across an amazing number of people with a criminal record. Some examples include: a male teacher having sex with a (willing but technically underage) girl (and not his student);… Read More

“Can My Child Get Life Insurance – Without Vaccinations?”

Epidemic and pandemics are of great concern to life insurance companies. Diseases that can significantly increase the probability of early death or disability are watched like oncoming cyclones. Emerging cultural attitudes and changes in public medical policy are noted for their… Read More

Is It Hard for Seniors to Get Life Insurance?

The world of medical technology never ceases to amaze. New and improved diagnostic studies, procedures, and lab tests are constantly being invented. As you can imagine, life insurance companies eagerly avail themselves of these tools. They want to make as… Read More

Happy Birthday to Jeralean Talley, the Oldest Living American!

Mrs. Jeralean Talley turned 115 this past Friday. She is a remarkable woman. She gets around on her own with the help of a walker. She went fishing last year. She has a 14-month old great-great grandson. And she is… Read More

“I Survived Sexual Abuse. Can I Get Life Insurance?”

Michael Reagan, the eldest son of Ronald Reagan, recently disclosed to the world that he is a survivor of sexual abuse as a child. If there’s one thing I’ve learned while helping survivors of abuse to get life insurance, it’s that… Read More

Are You “Mad As Hell” About Our Veterans?

Military veterans often come to our firm for help with purchasing life insurance. They frequently have a history of serious illness that needs special attention from underwriters. In order to prequalify them and quote a rate at which they will… Read More

What Makes Life Insurance Worth the Money?

Life insurance is often confused with other forms of insurance, and with investments. When people do this, they tend to incorrectly assess the value of the product. The fact of the matter is that conventional cost-benefit analysis is insufficient by… Read More