"Winning The Life Insurance Game" Table of Contents

CONSUMERS STILL NEED THE EXPERTISE OF PRODUCT SPECIALISTS

Reason Magazine has run an article with surprising news - there is still room in the marketplace for small business operators!
It's encouraging to hear that small retail stores can compete with online giants like Amazon. I think it's true that consumers need and want specialized expertise to get the most value out of the products they purchase..... READ MORE


DOES YOUR LIFE INSURANCE NEED SPECIAL HANDLING? COMMONLY ASKED QUESTIONS ABOUT THE PURCHASE OF LIFE

Congratulations for making it to the sixth and final post in the Special Handling series, where we’ve taken a deep dive into the world of underwriting and prequalification, unique challenges that can arise, and many, many questions that come up in the process. In our final installment, we are answering frequently asked questions about quotes and what to expect in the underwriting process...... READ MORE


DOES YOUR LIFE INSURANCE NEED SPECIAL HANDLING? MORE OF YOUR QUESTIONS ANSWERED

If you’ve been following our Special Handling series, you know that we’ve covered prequalification and underwriting and the challenges the life insurance process can pose for different situations. We’ve also spent some time answering questions about those who are high-risk and how the life insurance marketplace works. Now, in our fifth installment, we will continue that dialogue and address concerns surrounding life insurance for businesses purposes...READ MORE


DOES YOUR LIFE INSURANCE NEED SPECIAL HANDLING? MORE ANSWERS TO THE MOST COMMONLY ASKED QUESTIONS

There are some things in life that seem so complicated that we often completely avoid them. In our Special Handling series, my goal is to make sure life insurance doesn’t fall into that category. I will answer some common questions and address concerns that come up in the life insurance process. In Part 3, we started discussing some issues that tend to arise for those who are considered high risk and require special handling. Let’s continue that dialogue now...READ MORE


DOES YOUR LIFE INSURANCE NEED SPECIAL HANDLING? ANSWERS TO THE MOST COMMONLY ASKED QUESTIONS

If you have ever purchased a life insurance policy or even just researched the requirements to start the process, you probably had many questions along the way. Obtaining life insurance can be a difficult endeavor with numerous challenges that arise when going through prequalification and underwriting, which we discussed in Parts One and Two of this series. Let’s take a look at some of the most common questions asked by people who want to buy life insurance... READ MORE


DOES YOUR LIFE INSURANCE APPLICATION NEED SPECIAL HANDLING? CHALLENGES BEYOND MORTALITY ASSESSMENT

In Part One of our Special Handling series, we focused on the key roles prequalification and underwriting play in helping people buy the policy that best meets their needs. Now we turn our attention to additional eligibility requirements and the challenges beyond the mortality assessment that could affect your eligibility for life insurance coverage... READ MORE


DOES YOUR LIFE INSURANCE APPLICATION NEED SPECIAL HANDLING? THE KEY ROLE PLAYED BY PREQUALIFICATION

Life insurance is a product that almost all of us need. Regardless of whether we purchase policies for the benefit of our family, business, or favorite charity, life insurance can be difficult to acquire. Even those of us in perfect health can run into roadblocks during this process due to the complexity of the mortality assessment. Other factors that affect eligibility for coverage include complications in the underwriting process itself, as well as business standards that must be met...  READ MORE


WHAT QUALIFICATIONS SHOULD YOUR LIFE INSURANCE BROKER HAVE? PART TWO

Life insurance is not something to mess around with. It is an integral piece of your financial puzzle, without which the rest of your finances could be in danger. We recently discussed the reasons why your life insurance broker should be a specialist, both in the product itself as well as the planning and purchasing process. Now that you know how important it is for the person selling your life insurance to be qualified, we’ll turn our attention to the necessity of a “super-specialist,” or “impaired-risk specialist.”  READ MORE


WHAT QUALIFICATIONS SHOULD YOUR LIFE INSURANCE BROKER HAVE? PART ONE

Life insurance is the foundation of your financial portfolio. While you may think that’s an exaggeration, life insurance protects against the most catastrophic loss imaginable, the death of a provider. With so many life insurance companies and products available, how do you know what to choose? You don’t want to gamble with your financial foundation, so how do you know the person selling your life insurance is the most qualified?  READ MORE


WHY PEOPLE HATE BUYING LIFE INSURANCE

Did you know that only 3 in 5 people have purchased a life insurance policy? Of those who do have life insurance, nearly half have insufficient coverage. Why is that?  READ MORE